We appreciate you.
If you need a different location—or want help later—think License 2 Close. We’ll map options fast and keep it simple.
Quick Next Steps
- Tell us your target area + timing → we’ll route you to the right agent.
- Prefer to talk? Call 407-807-8007 or email [email protected].
- Want to re-apply later? Keep this page for credit tips and official resources.
Important
We are not a bank, lender, or credit repair company. Information here is general education only—not credit or legal advice. For personal guidance, contact your lender, a HUD-approved housing counselor, or the credit bureaus directly.
Credit Basics (What Matters Most)
- On-time payments — set autopay for at least the minimum.
- Card balances — keep under 30% of each limit (under 10% is best).
- Age of accounts — avoid closing your oldest card if possible.
- Fewer “hard pulls” — batch rate shopping within 14–45 days.
Tip: If you can’t pay a card in full, make a mid-cycle payment before the statement date to lower reported balance.
Simple Ways to Build Credit
- Use a secured card or credit-builder loan (pay on time).
- Ask current card for a limit increase (preferably no hard pull).
- Consider rent reporting services to add positive history.
- Keep new accounts to a minimum—focus on on-time streaks.
Check & Dispute
- AnnualCreditReport.com — free reports from Experian, Equifax, TransUnion.
- Experian Disputes — experian.com/disputes
- Equifax Disputes — equifax.com/dispute
- TransUnion Disputes — transunion.com/dispute
Free Education & Counseling
- HUD-Approved Counselors — hud.gov/findacounselor
- CFPB Credit Guides — consumerfinance.gov
- Identity Theft Help — identitytheft.gov
Need a Different Location?
We work across Florida and coordinate trusted partners statewide.
License 2 Close
1211 Seminola Blvd, Unit 101, Casselberry, FL 32707
Web: license2close.com
Email: [email protected] or [email protected]